I found out that there was an offer with Sanitas, a couple of years ago.
the offer was : no 6 months waitingperiod
all the problems and/or diseases you have before taking the insurance are included in the insurance.
Wich to me sounded very good.
the only problem was that this offer was only available for Dutch people at the time.
I argued on the telephone that in fact this was discrimination and that if they put a product on the market, they cannot exclude you, based on your nationality.
It took me about 5 minutes and I got the insurance, only ment to be for dutch people and IŽm happy with it for years already.
Cogesa-Sanitas important